Job Description

Job Description

Job Description

Are you great with numbers and enjoy helping people? Then we’d love to talk with you about our junior underwriter position. You’ll provide underwriting support to the team to ensure a helpful and happy home-buying experience for our customers. No experience? No problem. We’ll give you the tools and training you need to be successful in this entry-level role. If you’re ready to start your career in mortgage, apply now! Compensation:

$38,000 - $40,000 yearly

• Sign off on underwriting loan conditions according to underwriting guidelines
• Review all loan applications and disclosures for discrepancies and regulatory and compliance guidelines
• Prioritize, track, and manage the loan underwriting process in order to meet deadlines and ensure timely submission to the underwriting team
• Verify all needed documentation such as credit reports, loan applications, title policies, appraisals, and financial statements have been obtained and are accurate in the loan files
• Correspond with applicants on behalf of the underwriting team, senior underwriter, and residential mortgage loan officer

• Review loan applications to ensure accuracy and completeness
• Analyze applicant income documentation, employment history, and financial statements to verify eligibility for loans
• Communicate effectively with loan officers, borrowers, and third-party vendors to gather the necessary documentation and resolve any discrepancies
• Compile and organize all required documents and information needed for the initial submission to the underwriting department
• Ensure compliance with regulatory guidelines and internal policies throughout the loan setup process
• Collaborate with underwriters to address any additional requirements or questions during the underwriting phase
• Maintain accurate records and documentation of all loan files and updates in the system

• Superior interpersonal, communications, and customer service skills are needed
• Bachelor’s degree preferred but will accept an associate’s degree with previous underwriting experience
• A working understanding of mortgage lending practices, real estate terminology, and mortgage loan guidelines (FHA, USDA, VA, Conventional, etc.) is an asset
• Analytical data skills, strong attention to detail, and excellent decision-making skills are required

• Excellent communication skills with the ability to interact professionally with clients and internal stakeholders
• Strong attention to detail and the ability to work efficiently in a fast-paced environment
• Ability to prioritize tasks effectively and manage multiple loan files simultaneously
• Mortgage income calculations

Join our family at Summit Lending!

At Summit Lending, we're not just another company – we're a family. Joining Summit Lending means becoming part of a close-knit community where everyone is valued and supported.

Our Core Values are the Heartbeat of Our Company:

"Experience is Everything": We are committed to delivering exceptional service to every client.

"Relationships, Not Transactions": We prioritize building long-lasting connections with clients and colleagues.

"Get Better Every Day": We are dedicated to continuous improvement.

"Own The Moment": We seize opportunities and take responsibility for our actions.

"It's All About People": We believe in the value of every individual we encounter.

If you're looking for more than just a job, but a place where you can grow, be supported, and be part of a family, then Summit Lending is the place for you. Join us and be part of something special.

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